Buying a property is a big decision — both emotional and financial.
But ignoring the legal safety during the excitement could cost you dearly.
At Guruji Property Hub, we always say:
“Safe Investment = Happy Life”
Let’s see the Top 5 Legal Checks which must be considered before buying a property in India.
1. ✅ Title Verification — Who is the Real Owner of the Property?
The first and foremost check is Title Verification.
This confirms whether the seller is the real owner of the property or not.
Points to Remember:
- Title deed should be original and in the seller’s name.
- Complete record of the last owners (chain of ownership).
- No ownership disputes or pending court cases.
Note: Don’t trust photocopies. Always verify original documents through a legal expert.
2. ✅ Land Use and Zoning Approvals — The Right House on the Right Land
Every land has a fixed use — residential, commercial, agricultural, or industrial.
Due to wrong usage, the property can become illegal.
Points to Remember:
- Whether the land is approved for residential or commercial use.
- If agricultural land, then conversion certificate must be available.
- Building plan must be sanctioned (for constructed properties).
Note: Always check the approved master plan from the local authority.
3. ✅ RERA Registration Check — Is the Builder Genuine?
If you are purchasing a builder flat or apartment, checking RERA registration is mandatory.
RERA ensures the delivery promise and authenticity of a builder.
Points to Remember:
- Project must be registered in RERA.
- Delivery timeline and penalty terms should be clear.
- Builder’s credibility should be verified.
Note: Every state has a RERA website where you can check project details online.
4. ✅ Encumbrance Certificate (EC) — Any Loan or Burden?
An Encumbrance Certificate (EC) indicates whether there are any loans, mortgages, or legal dues on the property.
Points to Remember:
- No outstanding loans.
- No legal notices or financial claims pending.
- Clean EC for at least 15–30 years.
Note: Double-check ownership especially for NRI-owned properties or inherited properties.
5. ✅ Seller’s Identity and Authority — Who Are You Really Buying From?
Sometimes in fraud cases, properties are sold through the wrong person or with fake documents.
The seller’s identity and authority must be thoroughly verified.
Points to Remember:
- Check Seller’s PAN Card, Aadhaar Card, and Address Proof.
- If a company is selling, check Company Registration documents.
- In case of Power of Attorney (POA), verify the valid POA document.
Note: Be extra cautious in case of NRI or inherited properties.
🛡️ Why Legal Checks Are Non-Negotiable
Legal checks before buying a property are essential because:
- You must deal with the real property owner.
- The property’s legal status must be clear.
- It helps to avoid any future disputes.
🚀 Final Thought
If you are planning to buy a property and are confused about how to get the legal verification done, don’t worry!
At Guruji Property Hub, we provide complete support for:
- Property document verification
- Title check
- RERA compliance
- Legal advisory services
👉 +91 9312221656 / +91 9654540384
support@gurujipropertyhub.com
Note: Every state has a RERA website where you can check project details online.
